> Your SEO optimized title
How to Start Planning for Retirement in Your 20s, 30s and 40s

How To Start Planning For Retirement In Your 20s, 30s and 40s


Retirement may seem like a lifetime away, but it’s never too early to start planning for it.

It’s easy to put on the back burner — your mortgage, car insurance, and other monthly bills can take a chunk of your paycheck and family budget. But it’s important to have a strategy for your retirement savings in order to guarantee the financial security of your future well-being.

According to a new Harris Survey conducted with Pentegra released yesterday, more than half of people with retirement savings have no plan for how they will access and stretch their money once they retire, with 1 in 5 people not giving this any thought at all. The survey also reveals that the average age Americans plan to retire is 66, with 1 in 5 people not planning to retire at all. Another finding shows that Americans who plan to retire think they will need $3,200 per month to live on when they retire.

Traditional retirement used to mean stopping work and taking a pension that replaced a sizeable portion of your salary, which would last through your lifetime. But with pensions on the decline, retirement today may mean working longer or part-time, and delaying Social Security. And it likely means investing differently.

Retirement planning expert Richard Rausser of Pentegra Retirement Services joined me recently to talk about the first steps to planning for retirement and investing. He also gave tips on how people in their 20’s, 30’s, and 40’s can ensure their financial future.

How To Start Planning For Retirement

Take a look at the interview below.



For more tips on retirement planning at any age, visit: www.pentegra.com.


How To Start Planning For Retirement

Meet the Expert:

How To Start Planning For RetirementRichard W. Rausser has over 30 years of experience in the retirement benefits field.  He is Senior Vice President of Client Services at Pentegra Retirement Services a leading provider of retirement planning services to financial institutions and organizations nationwide, founded by the Federal Home Loan Bank System in 1943.  Rausser oversees consulting, actuarial, BOLI, communications and marketing practice groups at Pentegra. 

How To Start Planning For Retirement

Notify of

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Inline Feedbacks
View all comments
error: Content is protected !!
Would love your thoughts, please comment.x